UK State Pension estimate tool

Check what your UK Pension could be worth.

Enter the details below to estimate potential lump sums, underpayments and 4-weekly pension amounts.

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Your details

Start with the basics so the calculator can select the correct pension rules.

Where do you live?

Gender

Woman Man

Date of birth

Marital status

Your UK work record

Tell us about your own UK National Insurance record.

Did you work in the UK?

Yes No

How many UK qualifying years do you have?

Australian years before March 2001 Used only for Australian minimum threshold checks.

Approx year you left the UK The calculator uses mid-year for estimates.

Pension status

This decides whether we estimate a deferred claim or an underpayment check.

Are you already getting a UK State Pension?

Yes No

Current 4-weekly payment Enter the 4-weekly amount in your local currency.

Are you on the Australian Age Pension?

Yes No

Current fortnightly income Exclude the Age Pension itself.

Spouse or former spouse details

Needed for married, separated, divorced and widowed calculations.

Spouse date of birth

Date of death

Date of divorce

Did your spouse work in the UK?

Yes No

Spouse UK qualifying years

Spouse Australian years before March 2001

Is your spouse already getting a UK State Pension?

Yes No

Spouse current 4-weekly payment

Approx year spouse left the UK

Were you receiving UK State Pension before your spouse died?

Yes No

Women-specific checks

These can affect qualifying years and entitlement routes.

Did you pay the Married Women's Stamp?

Yes No

Do you have Home Responsibilities Protection years?

Yes No

Number of HRP years

Reset form

Your estimate will appear here

Complete the form and run the calculation. Results are estimates only and should be verified before submission to DWP.

Important: This tool provides estimates only. DWP figures are authoritative. Exchange rates are indicative. Lump sum and backpay estimates show a 25% service fee deduction where applicable.